24–48 hours from complete documents to a live account

Financial Infrastructure for Global Operations

Accounts, payments, stablecoins and embedded finance — connected in one financial ecosystem

Discuss Your Use Case

Audited by Grant Thornton

  • Circle
  • Mastercard
  • Ebury
  • Aquanow
  • FV Bank
  • Singapore Gulf Bank
  • Sumsub
  • Crystal Intelligence
  • Attrus
  • PayAll
  • Apaylo
  • Arival Bank

Regulatory Information

  • Canada

    MSB | M23079093

    Regulated by FINTRAC

  • Payment Service Provider

    Bank of Canada - RPAA

  • United States

    Coming soon

    Money Services Business (MSB) registration with the Financial Crimes Enforcement Network (FinCEN)

  • Hong Kong

    Coming soon

    Money Service Operator (MSO) license issued by the Customs and Excise Department of Hong Kong

NOTA INC. is registered as a Money Services Business with FINTRAC and as a payment service provider with the Bank of Canada. Registrations marked “Coming soon” are held by entities expected to join NOTA and will apply to NOTA’s services only once that process is complete. Nothing on this website constitutes an offer or solicitation to provide regulated services where NOTA is not authorized to do so.

SERVICES

Where Financial Systems Connect

Move money globally, manage crypto wallets and launch financial services through one platform.

ACCOUNTS & IBANs

Multi-Currency Accounts & IBANs

One Nota onboarding gives you multi-currency business accounts and payments. Use named accounts and sub-accounts to separate funds by client, entity, project or currency. IBANs, virtual IBANs and local details are available depending on currency and jurisdiction.

Account within 24–48 hours once all required documentation is submitted.

PAYMENTS & PAYOUTS

Global Payments & Payouts

Send and receive payments globally via SWIFT, SEPA, SEPA Instant, ACH, Fedwire, Faster Payments, CHAPS, BACS, EFT and other local rails. Collect customer payments and pay suppliers, contractors or sellers at scale. Create invoices and track all payments in your NOTA account. Convert currencies at transparent, pre-agreed FX rates.

CRYPTO WALLETS & ON/OFF-RAMP

Crypto Wallets & On/Off-Ramp

Hold, send and receive USDT, USDC and TRX alongside your fiat balances. Convert between crypto and fiat currencies with competitive rates sourced through direct liquidity partners. Move funds on- and off-ramp, accept crypto payments and settle in fiat — directly within your account.

WHITE LABEL | API

Embedded Finance

Launch financial services under your brand or embed them into your product.

White Label – A ready-made fintech solution under your brand, with accounts, payments and crypto on NOTA infrastructure.

API – Integrate only the components you need: accounts, payments, wallets, conversion or payouts.

Nota's Financial Infrastructure Built Around Your Business Needs

The right financial setup depends on how your business operates. Tell us about your needs, and we'll help you combine the right accounts, payment rails, crypto capabilities and integrations into a solution that works for you.

Map Your Flow

THREE AUDIENCES · ONE INFRASTRUCTURE

Nota Works For

Global Businesses

For businesses moving funds across multiple jurisdictions that need more than a standard payment route.

NOTA helps structure your payment flows by combining banking rails, local payment methods and stablecoin infrastructure to find the right approach for each transaction — based on your currencies, destinations, timing and costs.

Private Clients

For individuals moving significant amounts across borders — whether for property purchases, relocation or other major transactions — who need more than a standard bank transfer.

NOTA helps structure the entire payment flow, from currency conversion to settlement, with a dedicated point of contact to guide the process.

INFRASTRUCTURE LAYERS THAT MAKE IT WORK

  • Swift
  • SEPA & SEPA Instant
  • ACH & Fedwire
  • Local Payment Rails
  • Alternative Payment Methods
  • Multi-Currency Accounts
  • Fiat & Crypto Conversion
  • Crypto Wallets
  • FX

Fintechs, MSBs & Platforms

WHITE LABEL · AS LITTLE AS TWO WEEKS

For fintechs, MSBs and platforms looking to launch financial services under their own brand — from multi-currency accounts and crypto wallets to global payments and payouts — or integrate selected financial capabilities into an existing product via API.

NOTA provides ready-to-deploy infrastructure, with a dedicated team of frontend and backend developers, led by our CTO, to guide your White Label launch or API integration. Go live with a White Label solution in as little as two weeks, subject to integration scope and compliance approval.

INFRASTRUCTURE LAYERS THAT MAKE IT WORK

  • Proprietary Financial Platform
  • White-Label Infrastructure
  • REST APIs & Webhooks
  • Multi-Currency Accounts & Sub-Accounts
  • Global Payment Rails
  • Crypto Wallets & On/Off-Ramp
  • FX Conversion
  • Mass Payouts
  • KYC/KYB & AML Compliance
  • Transaction Monitoring
  • CTO-Led Integration & Development Support

Why Clients choose Nota

ACCOUNTS IN 24–48H | WHITE LABEL FROM 2 WEEKS | ONE PLATFORM

  1. Compliance Prepared Upfront

    We take time to understand how your business operates, its transaction flows and documentation requirements before payments start moving. This helps anticipate compliance questions and reduce avoidable delays.

  2. Faster Access

    Business accounts are typically opened within 24–48 hours once onboarding requirements are met. White-label solutions can launch in as little as two weeks, depending on integration scope and compliance requirements.

  3. One Infrastructure, Multiple Possibilities

    Multi-currency accounts, global and local payment rails, crypto wallets, fiat-crypto conversion and payouts — all within one platform. The same infrastructure supports your own financial operations or services offered to clients through White Label and API.

  4. Built Around Your Payment Needs

    Every business has its own currencies, jurisdictions and transaction requirements. Rather than offering a fixed payment setup, Nota helps structure the right combination of accounts, payment rails and crypto-fiat capabilities around how your business operates.

Getting started with Nota

Every business has different payment needs, volumes and jurisdictions. Working with Nota starts with a conversation with your account manager, who helps define the service, agree on pricing and guide onboarding, and stays your point of contact throughout.

  1. Share your requirements

    A short call to discuss your business, payment flows, currencies, jurisdictions and expected volumes.

  2. Agree on Your Setup

    Together, we define the services, payment flows and pricing structure that fit your operational needs.

  3. Complete onboarding

    Proceed to the NOTA platform to submit your application and required documents for verification, with guidance from your account manager when needed.

  4. Start operating

    Once onboarding is approved and your account is activated, you can begin using the services configured for your needs.

FOUNDERS

Who’s Behind Nota

Nota was founded by entrepreneurs who experienced the challenges of international payments firsthand — and decided to build the financial infrastructure they wished they had.

“I started in international commodity and metals trading. That’s where I saw firsthand how fragmented cross-border payments could be. Nota grew out of the need for the kind of solution I wished I’d had back then.”

Rodion Sharafan

Rodion Sharafan

CO-FOUNDER & CBDO

“I built a business in China and worked as a financial consultant in Canada. Both experiences taught me how international payments work in practice — and how much complexity businesses face when moving money across borders.”

Stanislav Yerovenko

Stanislav Yerovenko

CO-FOUNDER & CEO

FAQ

NOTA is a financial infrastructure provider offering personalized payment experiences. The platform helps businesses and individuals manage international payments, multi-currency accounts, fiat and stablecoin transactions, and crypto on/off-ramp services in one place. It also enables businesses to launch financial services under their own brand through white-label solutions or integrate individual financial services into their existing platforms via API.

Let's Find the Right Setup for Your Business

Whether you need to manage international payments, connect fiat and crypto, or launch financial services under your own brand, it starts with understanding your requirements. Tell us about your business, the services you need and how you plan to use them. We'll help define the right infrastructure and outline the next steps.

We respond within 24 hours on business days info@notainc.co